📈Invest in the Third Pillar
Switch your 3rd pillar from a savings account to an investment solution for potentially higher returns.
Not Active
This optimisation is not yet applied
How it works
In the first pillar, you have no influence over the chosen investment strategies, as these are regulated by the state. This is more or less the same with the second pillar.
The third pillar offers the greatest freedom. Instead of holding money in an account until retirement, you can invest in 3a pension funds with stocks, bonds and other investments.
By applying this optimisation, you can simulate how investing your assets in the 3rd pillar might impact your future pension.
✅ Benefits
- ✓Potentially higher returns than a traditional savings account
- ✓Long investment horizon reduces risk (decades until retirement)
- ✓Contributions remain tax-deductible regardless of investment choice
- ✓Many 3a investment funds available with different risk profiles
⚠️ Things to Consider
- !Investment returns are not guaranteed and can fluctuate
- !Higher potential returns come with higher risk
- !Consider your risk tolerance and time until retirement
- !Fees vary between providers — compare before choosing