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Know what you'll get when you retire

A free, independent calculator for the Swiss pension system. No signup. No selling. Just clear answers about your AHV, 2nd pillar, and 3rd pillar.

No account neededTakes 3 minutes100% private
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CHF 20’000CHF 500’000
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Income Analysis

See how your income compares to your projected pension payments across all three pillars.

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Capital Growth

Track how your retirement capital develops over time in the 2nd pillar, 3rd pillar, and other investments.

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Tax Savings

Discover potential annual and one-time tax savings through pension optimisation strategies.

5 ways to improve your pension

Our calculator analyses five different optimisation strategies to help you make the most of your retirement savings.